Legal

Terms of Use

Effective draft: September 17, 2026.

The service

Common provides household financial organization tools and optional AI connection features. It is not a bank, broker, tax filer, or licensed advisory service.

No professional advice

Content and AI outputs are for informational purposes only. You remain responsible for financial decisions.

Accounts & acceptable use

Provide accurate information, protect credentials, and do not attempt unauthorized access, abuse, or resale of the service.

Availability

Staging and early access may change, break, or reset. Do not rely on early environments for sole storage of irreplaceable records without exports.

Limitation

To the fullest extent permitted by law, Mosaic Minds Software, LLC disclaims warranties and limits liability arising from use of the pre-release service.

Contact

zachary@mosaicmindscounseling.com