Legal

Privacy Policy

Effective draft: September 17, 2026. This policy will evolve before public launch.

Who we are

Common is provided by Mosaic Minds Software, LLC (“we”). Contact: zachary@mosaicmindscounseling.com.

Data we process

  • Account profile data you provide (name, email, household)
  • Financial account metadata and transactions from providers you connect (e.g. Plaid) or imports you upload
  • App settings, budgets, goals, notes, and AI connection tokens you create
  • Technical logs needed to operate and secure the service

How we use data

To provide the workspace, sync and categorize activity, power features you enable, secure the service, and communicate service messages. We do not sell personal information.

AI connections

When you mint a Connect AI or API credential and send context to a third-party model, that provider processes the data under their terms. Revocation stops future Common API access; it does not erase data already sent.

Retention & deletion

You may request export or deletion of household data subject to legal retention needs and backup cycles. Details will be finalized for launch.

Changes

We will post updates to this page and adjust the effective date.